By accessing FinGuru (https://finguru.nitinsir.in/), you are agreeing to be bound by these Terms of Use. These rules ensure that our community remains a safe, educational, and high-quality environment for everyone looking to improve their financial life.
1. Acceptance of Terms Your access to and use of FinGuru is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.
2. User Rules and Conduct When using FinGuru, you agree:
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Not to use the site for any illegal or unauthorized purpose.
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Not to attempt to “scrape” or harvest content using automated bots.
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Not to post comments that are abusive, defamatory, or contain “spam” links.
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To use the information provided (Apps Tips, Credit Card Tips, etc.) for personal, non-commercial use only.
3. Intellectual Property Rights All content published on FinGuru, including articles by Ravi Patel, graphics, logos, and proprietary “Guru Guides,” is the intellectual property of FinGuru. You may not reproduce, duplicate, or sell our content without express written permission. You may, however, share our links and excerpts on social media, provided that full credit is given to finguru.nitinsir.in.
4. Limitation of Liability: Educational Disclaimer IMPORTANT: FinGuru is an educational platform. Ravi Patel and the FinGuru team are not licensed financial advisors, legal professionals, or career counselors.
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The information provided regarding credit cards, jobs, and apps is for informational purposes only.
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Financial decisions involve risk. We are not liable for any financial losses, rejected job applications, or software issues resulting from the use of the information on this site.
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Always perform your own due diligence before applying for credit or downloading software.
5. Account Cancellation If we offer user accounts or newsletter subscriptions, we reserve the right to terminate or suspend access to our service immediately, without prior notice, for any breach of these Terms. You may unsubscribe from our communications at any time via the “Unsubscribe” link in our emails.
6. Changes to Terms We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days’ notice prior to any new terms taking effect.
7. Dispute Resolution and Jurisdiction Any dispute arising from these terms shall first be attempted to be resolved through direct informal negotiation. If a resolution cannot be reached, the dispute will be settled in the jurisdiction of the State of Delaware, without regard to its conflict of law provisions. By using this site, you submit to the exclusive jurisdiction of the courts located within that region.