Apply for the KASUMI Credit Card online, issued in collaboration with AEON Credit Service, isn’t just another process for a credit product.
For regular shoppers at Kasumi supermarkets, this card unlocks real savings through point rewards, exclusive discounts, and mobile convenience.
In this article, we’ll break down how to make the most of its features and see how it stacks up against other retail-focused cards in Japan.
Main Benefits of the KASUMI Credit Card
Whether you’re stocking up on groceries or shopping online, the KASUMI Credit Card gives you multiple ways to save.
Here’s a closer look at what you get:
1. Earn WAON Points Automatically
Every time you use the card at Kasumi or AEON-affiliated stores, you earn WAON Points.
It’s a loyalty system that allows you to convert points into electronic money (1 point = ¥1).
Smart Tip: Activate point-up campaigns through AEON Wallet to earn extra points during seasonal promotions or store anniversaries.
2. Enjoy Exclusive Kasumi Discounts
Cardholders receive access to special pricing events available only to KASUMI Credit Card users.
These often include monthly discount days, price cuts on household staples, and bonus point campaigns on specific product categories
Smart Tip: Check Kasumi flyers and app updates to track upcoming discount dates tied to the card.
3. Use Immediately with Your Smartphone
You don’t have to wait for the physical card.
As soon as you’re approved, you can log in to AEON Wallet, view your digital card number, and start shopping via AEON Pay, AEON iD, or Apple Pay
Smart Tip: Set up auto-payments and use contactless checkout to earn points even faster.
4. No Annual Fee or Setup Cost
The KASUMI Credit Card has no annual fee, making it accessible for students, homemakers, or anyone seeking a practical, low-commitment credit tool.
5. Easy Account Management
Through the AEON Wallet mobile app, users can track spending and point balance, redeem WAON points instantly, and access exclusive coupons
Smart Tip: Enable push notifications to get alerted about flash promotions or point expiration dates.
Apply for the KASUMI Credit Card Online and Start Earning Benefits
Applying for the KASUMI Credit Card is a quick online process divided into three main steps:
- Complete the online form with your ID, income details, and bank info. A mobile phone number and the correct Kanji name are required.
- Receive a review email within minutes (usually). This includes key data you’ll need to activate your card.
- Start using AEON Wallet before the physical card arrives.
Important: AEON may delay review if you apply after 21:30. Also, applications during holidays may take up to one month for delivery.
KASUMI Card vs. Other Everyday Shopping Cards
To help you see the full picture, here’s how KASUMI compares with other store-based credit cards in Japan:
Vs. MUJI Card (Credit Saison)
Choose MUJI Card if you’re focused on home goods and lifestyle items. KASUMI is better for food and daily shopping.
| Feature | KASUMI Credit Card | MUJI Card |
|---|---|---|
| Main Use | Grocery & household | Furniture, clothing, MUJI goods |
| Point System | WAON Points | MUJI Miles + Saison Points |
| Fee | None | None |
| Best Perk | Storewide Kasumi discounts | ¥500 birthday e-coupon, MUJI Week bonuses |
Vs. FamilyMart T Card (Credit)
FamilyMart’s T Card is more convenient for visits to convenience stores and T-Point ecosystem users.
KASUMI wins for weekly household spending and WAON point redemptions.
| Feature | KASUMI Credit Card | FamilyMart T Card |
|---|---|---|
| Point System | WAON | T-POINT |
| Ideal Shopper | Grocery bulk buyers | Convenience store users |
| Fee | Free | Free |
| Mobile Integration | AEON Pay | T-Money, Apple Pay |
Vs. Costco Global Card (Orico)
If you’re buying in bulk at Costco monthly, their Global Card offers solid returns.
But for daily supermarket needs and simplicity, KASUMI remains more practical.
| Feature | KASUMI Credit Card | Costco Global Card |
|---|---|---|
| Store Focus | Kasumi / AEON stores | Costco Japan |
| Point Value | 1pt = ¥1 | 1.5% cashback at Costco |
| Best Feature | Instant digital use | Global Mastercard acceptance |
| Drawback | Not useful outside AEON group | Annual Costco membership required |
Maximising the Card’s Value: Daily Habits That Add Up
Here are 5 quick ways to apply for the KASUMI Credit Card online and use it to its full potential:
- Use it only at WAON-compatible stores to maximise
- point rewards.
- Link it with AEON Pay to simplify purchases and track savings.
- Check the AEON Wallet app weekly for new campaigns or coupons.
- Use auto-pay to avoid late fees and earn points consistently.
- Combine it with a WAON POINT card if available for even more rewards.
Interest and Fee Structure
Understanding the costs tied to the KASUMI Credit Card helps users manage finances responsibly. Here’s a clear breakdown:
- Revolving Credit Purchases: Approximately 15% per annum—common for consumer cards in Japan.
- Late Payment Interest: Up to 20% per annum on unpaid balances after the due date.
- Cash Advances: A higher interest rate is applied for cash withdrawals.
- Annual Fee: ¥0—no annual fee under standard terms.
- Foreign Transaction Fee: Charged as a percentage for purchases made in non‑yen currencies.
- Late Payment Penalty: In addition to late interest, late fees may apply.
- Card Reissue Fee: A nominal charge may be applied for the replacement of a lost or stolen card.
There is usually a 52-day interest‑free period on purchases, provided the previous balance was paid in full
Where to Get Help
Need help applying or checking your points?
AEON Credit Service Hotline: 0570-071-090 (Japanese only)
In-Person: Visit any AEON Mall support counter.
Mailing Address: AEON Credit Service Co., Ltd. 1-5-1 Nakase, Mihama-ku, Chiba-shi, Chiba 261-0023, Japan
Conclusion
Apply for the KASUMI Credit Card online, which is ideal for daily use, easy to manage, rich in loyalty rewards, and designed for the digital shopper.
With no annual fee and immediate smartphone access, it stands out in a crowded field of Japanese retail cards.
For Kasumi customers looking to stretch their yen a little further, this card delivers both savings and smart tools in a single wallet-friendly package.
Disclaimer: The information in this article is current as of June 2025. Terms and offers may change. Please refer to AEON’s official website or customer service for the latest updates and eligibility criteria.
