How to Apply for the ANA JCB Wide Gold Credit Card and Enjoy Exclusive Perks

This ANA card is a premium travel card tailored for frequent flyers in Japan. You can apply for the ANA JCB Wide Gold credit card to access mileage rewards, insurance benefits, and seamless mobile compatibility.

If you’re looking for a card with long-term perks and solid ANA mileage conversion, this one stands out. Here’s everything you need to know about applying and using it efficiently.

ADVERTISEMENT

Understanding the ANA JCB Wide Gold Card

This credit card is designed for customers who frequently travel with ANA or spend regularly in Japan. It combines travel-related benefits and daily shopping rewards

The card comes with high-value perks like insurance, boarding bonus miles, and mileage conversion. Knowing the structure of the card helps you make the right financial choice.

ADVERTISEMENT

Card Benefits and Features

The ANA JCB Wide Gold Card includes perks tailored for frequent travelers. This section covers the three primary benefits that add real value to cardholders.

How to Apply for the ANA JCB Wide Gold Credit Card and Enjoy Exclusive Perks

Mileage and Bonus Rewards

Mileage accumulation is one of the strongest features of this card. You receive 2,000 miles upon enrollment or renewal.

ADVERTISEMENT

For all regular purchases, you earn 10 miles for every JPY 1,000 spent. On ANA ticket purchases, JPY 100 earns 2 miles, providing a higher conversion rate.

You also get a 25% bonus on ANA flights, increasing your rewards with every boarding. These features reward both travel and everyday use.

Insurance and Travel Protections

The card includes accident travel insurance coverage for domestic and international trips. If your travel is paid using the card, coverage reaches up to JPY 100 million.

ADVERTISEMENT

Without card payment, protection drops to JPY 50 million. It covers accidental death, serious injury, and emergency transportation.

This gives peace of mind when traveling for work or leisure. Travel coverage is automatically applied.

Digital Wallet and Compatibility

The ANA JCB Wide Gold Card is compatible with multiple mobile payment systems. You can use Apple Pay, Google Pay, and QUICPay, provided your device meets the platform requirements.

These features make transactions faster and more secure. Contactless payments are useful for quick boarding and local purchases.

JCB also provides access to MyJCB and MyJ Check, letting you monitor card activity online. This integration supports efficient card management.

Eligibility and Basic Requirements

To apply, you need to meet a few basic conditions. These ensure that the card is issued only to those eligible under Japanese banking regulations.

  • You must be 18 years or older.
  • You must have a personal financial account in Japan.
  • You must pass a screening process conducted by JCB.
  • Students should apply for the ANA JCB Student version.

Application Methods and Instructions

You can apply either online or by phone, and the process is quick. Understanding each method will help you choose what’s most convenient.

Online Application Steps

If you choose the online application method, you will need to input your personal and financial details. Follow these steps for a successful submission:

  • Go to the official ANA JCB card site (Japanese only).
  • Fill in your personal, employment, and banking details.
  • Submit your application and wait for a confirmation email.
  • Review the email carefully. It contains details needed for approval.
  • JCB will screen your application, and results may be available in as little as five minutes.

Telephone Campaign Registration

JCB offers a separate campaign line if you’re joining during a special promotion. The line is automated and open year-round, making it easy to register.

  • Dial: 0570-666-848
  • Enter campaign code: 226772
  • Available 24/7, 365 days a year.

Interest Rates, Fees, and Charges

Understanding the costs associated with the ANA JCB Wide Gold Card is important. These include annual fees, possible interest, and related service charges.

Annual Fees

The annual cost of maintaining the card depends on your membership status. The fees are fixed and billed annually.

  • Primary Member: JPY 15,400 (tax included)
  • Family Member: JPY 4,400 (tax included)

Interest Rates

Interest rates are determined after application approval. They depend on your credit evaluation and card usage type. You’ll receive specific rates in your card contract.

Additional Charges

If you use the card for cash advances or overseas use, additional service charges may apply. Always review the fee structure after approval.

Earning and Redeeming Mileage

The ANA JCB Wide Gold Card is designed to help you earn ANA miles fast. The system encourages both everyday use and ANA-specific spending.

Mileage Accrual Details

You can earn miles in different ways depending on your purchases. ANA ticket purchases give more value, while everyday purchases still accumulate miles.

  • General purchases: JPY 1,000 = 10 miles
  • ANA ticket purchases: JPY 100 = 2 miles
  • Bonus miles: 25% boost on ANA boarding

Miles credited automatically if you link to ANA Mileage Club

Redeeming ANA Miles

Use your accumulated miles to book flights, upgrade seats, or exchange for other partner services. Redemption rates and options are listed on the ANA website.

Travel Insurance Coverage

This card also includes built-in travel accident insurance. This is helpful for both international and domestic trips.

How to Apply for the ANA JCB Wide Gold Credit Card and Enjoy Exclusive Perks

Insurance Value

Insurance value depends on how the trip is paid. Coverage is higher when paying through the card.

  • With card payment: Up to JPY 100,000,000
  • Without card payment: Up to JPY 50,000,000

Coverage includes medical evacuation, accidental death, and permanent disability

Mobile Wallet and Online Account Integration

You can use the ANA JCB Wide Gold Card with most mobile wallet platforms. It’s also integrated into JCB’s web account services.

Supported Wallet Platforms

These services allow for contactless payment and integration with your smartphone. Make sure your phone meets the platform requirements.

  • Apple Pay (latest iOS version required)
  • Google Pay (Android OS with Google Wallet)
  • QUICPay (requires a compatible device with Osaihu-Keitai)

Online Account Access

Online users are automatically registered to JCB’s web platforms. Paper statements are no longer mailed.

  • MyJCB: Full account access and card control
  • MyJ Check: Web statement service only

Contact Information

If you need assistance or wish to apply by phone, use the official JCB support line. Always keep your campaign code ready if applying via a promotional route.

Should You Apply for the ANA JCB Wide Gold Card?

This card is ideal for frequent ANA flyers who want extra mileage and insurance benefits. The fees are reasonable if you maximize the reward system.

It also suits those who want mobile compatibility and strong accident insurance. Apply if you qualify and plan to use it often for ANA or everyday purchases.

Disclaimer: Information provided is for reference and may change without notice. Always check the official JCB or ANA website for the most current terms.